Asset & Income Protection Planning

Your ability to earn an income may be your most valuable asset. Yet, too many people overlook the importance of protecting their income, their business, and their family’s financial future. At Legacy Wealth Management Group, our asset and income protection strategies help ensure that unexpected life events don’t become financial catastrophes.


Whether you're planning for yourself, your loved ones, or your business, we’ll help you navigate the risks you can’t afford to self-insure.

Why Income Protection Matters

If Your Paycheck Stops, What Happens Next?

Think beyond property or investments—your earning power is what funds your life. One in three people will experience an illness or injury during their career that prevents them from working. Most families don’t have enough cash reserves to last more than a few months.

We help you prepare for what most financial plans overlook:

  • Disability Insurance to protect your income stream
  • Life Insurance to provide stability for your family after you’re gone
  • Business Continuity Plans to avoid interruptions to income or operations
  • Estate Transfer Strategies to protect and distribute assets efficiently

Ask Yourself the Right Questions

It’s Not Just About Assets—It’s About Options

  • What would happen if you couldn’t work for 6 months?
  • Is your family financially prepared in the event of a premature death?
  • Can your business continue without you or a key partner if a life altering event happens and you were away for an extended period of time?
  • Have you reviewed your current insurance policies in the last 2 years?

We’ll help you answer these questions with a customized plan that ensures you never leave your future—or your family—vulnerable.

Benefits of Working With Legacy

  • Personalized Financial Planning: Customized investment strategies that reflect your goals, timeline, and risk tolerance.
  • Tax-Efficient Portfolio Design: Minimize tax drag and maximize after-tax returns across your entire portfolio.
  • Low-Fee, High-Quality Investment Options: We prioritize transparent pricing, cost-effective funds, and global diversification.
  • Holistic Wealth Planning: Covering retirement, insurance, estate, education, and healthcare—under one plan.
  • Fiduciary Commitment: As fee-based advisors, we act in your best interest—always.