News and Articles

5 Year-End Planning Items for 2022 As we approach year-end, we want to highlight a few planning items that may make sense for your personal financial situation. You may want to touch base with your financial advisor to discuss the applicability of the items below....

What Has Happened to Bonds in 2022? Conversations with clients about investment performance this year have focused on bonds. Why did our bonds lose value? What are interest rates going to do? What about inflation? We will try to address some of these concerns head-on...

Perspective Midway Through the Year It has been a tough first six months of 2022 with an ongoing pandemic, a war overseas and inflation of prices of basic goods like groceries and gas. With this overhang, and the decline in prices of stocks and bonds in the first half...

What Is the Market Telling Us About Inflation and Interest Rates? The financial press and client conversations this quarter have been focused on Federal Reserve rate hikes, inflation and higher interest rates, and it is worthwhile for investors to try to better...

The actions of Russia leading up to and including its invasion of Ukraine on February 24 have resulted in more volatility in the financial markets around the globe, affecting stock prices, bond prices and the price of oil in particular. As a long-term investor, it is...

4 Charts That Help Define 2021 As we make our way into the new year, the end of 2021 feels similar to the end of 2020, as the emergence of the Omicron variant extends the pandemic. To add to this all-too-familiar uncertainty, investors have expressed similar feelings...

To Achieve Your Financial Goals, Know Your Risk Tolerance   Everyone has their own definition of what it means to take a risk. Some people find skydiving relaxing while the more cautious among us stop at a yellow light while driving instead of seeing it as an...

You may have noticed that on Friday, June 11, 2021 Dimensional Fund Advisors converted a few of their mutual funds into Exchange Traded Funds, or ETFs. Because many of our allocations hold these funds, I wanted to explain why these changes are beginning to take place...

In varying degrees, U.S. and foreign economies are beginning to “open back up” as vaccines against the coronavirus continue to be administered. Through the first six months of the year, stocks were up 14.3% (as proxied by the Russell 3000 Index) and long-term Treasury...

How Diversification Helped Your Portfolio This YearThe performance of equity and bond markets in the first quarter of 2021 has been as close to opposite of the start of 2020 as it gets. A year ago, stock markets had dropped as lockdown began, with the sole source of...

Althea Trevor, CFA Head of Equity Portfolio Strategists and Vice President Dimensional Funds   PERSPECTIVES - February 11, 2021 GameStop has been front and center in the financial news on account of the stock's significant price volatility over a few weeks. And...

The Year 2020 in 4 ChartsThe conclusion of 2020 left each of us experiencing a combination of change, adjustment, loss or struggle. However good or bad (or some roller-coaster variation of both), the year saw pockets of positivity and noteworthy change that reminded...

Title: 4 Financial Planning Topics for Year-End 2020 It is probably an understatement to call this year unusual, and that extends to the financial planning topics that our advisors are focused on heading into the end of 2020. We have divided the items in this article...

Perspective on the Second Quarter  Throughout the second quarter of 2020, we have begun to see the expected impact of the coronavirus on U.S. and world economies. Some areas are reopening, while others remain hot spots with record daily cases of the virus being...

Several new planning opportunities have been created by the CARES Act, the SECURE Act and the subsequent IRS guidance related to how these are affected by the extension of the tax deadline. In this article, we would like to share with you several of those planning...

We have all lived through a lot of change these past few months because of the coronavirus. Over the course of this coming year, the world will return to everyday routines, albeit with some differences. Some of us will be getting on airplanes for long-overdue visits...

Global concerns heightened this month as countries around the world are grappling with the novel coronavirus. Questions about economic growth and health and public safety have caused governments, corporations and individuals to feel unsettled as actions such as remote...

Last week, the U.S. government signed into law the largest economic stimulus bill in our country’s history in response to the effects of the coronavirus. The more than $2 trillion relief package, the Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, is...